About us

With decades of experience, we are passionate about bringing innovation to the financial industry

Our story

Tuum’s story begins in Estonia, a country that has transformed into being recognised as the most advanced digital nation in the world. In this digital society, five Estonian banking technology pioneers launched a modular core banking platform that is API-first, cloud-agnostic and highly configurable without coding. Combining business know-how with advanced technology, they set out to break down the barriers inhibiting digital innovation in banking.

Tuum currently powers clients ranging from large multinational banks to emerging fintech and SMEs by getting to the heart of their business and supercharging them from within. We believe launching customer-centric financial services should be fast and straightforward. We are the innovation engine powering the next generation of financial services.

Our culture and values

The culture at Tuum is all about continuous learning and supportiveness. Just as we empower our clients, we empower each other to explore, innovate and thrive. Our team is ambitious and driven, but we maintain a positive, easy-going outlook and remain down to earth. We embrace diversity, viewing our differences as strengths that help us to flourish.

Circle of trust exercise


Commitment to our promises is deeply immersed in our way of doing and being. We place great trust in your abilities, confident that you know your field of expertise and have the skills to succeed in your work. We avoid micromanagement and keep leadership transparent to strengthen the trust between the people and the company.

We’re looking for talent. Join us!

Open positions

Our management team

  • Sergei Anikin

    Sergei Anikin

    Chief Executive Officer

  • Ribo Uibo, Tuum

    Rivo Uibo

    Chief Business Officer & Co-founder

  • Ove Kreison, Tuum

    Ove Kreison

    Chief Technology Officer & Co-founder

  • Jan Lakspere, Tuum

    Jan Lakspere

    Chief Product Officer & Co-founder

  • Jüri Kirme, Tuum

    Jüri Kirme

    Senior Solution Architect & Co-founder

  • Kalli Kulla, Tuum

    Kalli Kulla

    Head of Marketing and Communications

  • Krista Einola, Tuum

    Krista Einola

    Head of Implementation

  • Julien Douve, Tuum

    Julien Douve

    Global Head of Alliances and Partnerships

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